Cheap car insurance in Scranton, PA

Scranton city is the 6th biggest city in Pennsylvania Commonwealth. It’s the seat and the biggest city of the County of Lackawanna in the Wyoming Valley in Northeastern Pennsylvania. The city hosts a building of federal court for the USA District Court of Pennsylvania’s Middle District. The population of Scranton City is 77,291, making it the biggest city in the Metropolitan Statistical Area of Hazleton-Barre-Wilkes-Scranton that has population of approximately 570,000. Scranton City is formally divided into eight districts; Green Ridge, East Mountain, Minooka, Central City, the Hill SECTION, Westside, Southside and North Scranton, although these areas don’t have the legal status.

Scranton Car Insurance Information

Scranton city lies at position 6 in the list of Pennsylvania’s cities with the most costly rates of auto insurance. Vehicle owners of Scranton pay about $119 more than the car insurance average of the State of Pennsylvania. Moreover, they pay about $873 more than the country’s car insurance average. As a matter of fact, the annual car insurance average rate of Scranton city is $1,773 while the country’s yearly auto insurance average is $900. This indicates clearly that it’s important to shop for a few car insurance quotes before buying a car insurance policy. The information contained in the table below shows the average auto insurance cost in Scranton, Pennsylvania and the nation’s car insurance average.

CHEAPEST CAR INSURANCE COMPANIES IN Scranton

We compared car insurance average rates of different insurance providers in Scranton so as to identify the insurer that provided the cheapest rates of auto insurance. Despite the fact that auto insurance rates vey depending on either the driver’s age or sex, variability in the quotes of auto insurance firms is the greatest factor that affects car insurance costs.

In Scranton City for instance, Auto Owners was the company with the highest car insurance quote of $1140 whereas General Casualty as well as Erie were the companies that offered the cheapest car insurance quote of $978. The yearly combined auto insurance premium of these 3 insurance providers was approximately $1,000 which is 40 percent or $662 less than the typical insurance provider that charged our benchmark drivers as well as vehicle owners in Scranton City. In order to makes things much easier for you, we’ve highlighted the 5 cheapest car insurance companies of Scranton and their yearly auto insurance rates in the below table.

Rank Car Insurance Company Annual Insurance Rate
1 Auto Owners $1,140
2 Atlantic States $1,128
3 Harleysville $1,104
4 General Casualty $948
5 Erie $948

Scranton Car Insurance Rate by Zip Code

The information displayed in the table above compares the auto insurance of different zip codes across the city of Scranton. We’re attempting to explain how auto insurance rates tend to vary when one moves from a certain zip code in Scranton to another. In Scranton City for instance, the average rate of car insurance for a male drive aged 30 years at 18517 zip code is $2241 whereas the average rate of car insurance for a male drive aged 30 years at 18519 zip code is $2944. We can therefore see that as one shifts from a particular zip code to the other in Scranton City, the price increases for up to $703 per year. Therefore, it is essential to choose the correct zip code when buying auto insurance policies within the city of Scranton. This will assist you to obtain the cheapest rate of auto insurance in Scranton city. Luckily, Network car insurance will certainly do this for you. We’ll help you choose the right zip code when you’re purchasing an insurance policy for your car so as to ensure that you obtain cheap auto insurance in Scranton.

Zip Code Lowest Possible insurance Rate Average rate Highest Possible Insurance Rate
18507 $1038 $2579 $4986
18519 $1256 $2944 $6089
18509 $833 $2767 $5894
18510 $1151 $2864 $5337
18503 $833 $2840 $5804
18517 $888 $2241 $4755
18518 $931 $2448 $5057
18512 $833 $2831 $5614

Scranton CAR INSURANCE RATES BY AGE

Age Average Annual Rates
70s $1,612
60s $1,350
50s $1,308
40s $1,427
30s $1,488
20s $1,945
Teenagers $4,419

Information contained in the below table compares different rates of auto insurance in Scranton against various age groups. We are trying to give an explanation on how the age of a driver affects the rates of car insurance. In Scranton City for example, the average rate of car insurance for a driver aged 20 years is $1,945 whereas the average rate of car insurance for a driver aged 30 years decreases up to $1,488. This gives a clear indication that the rate of car insurance decreases as the driver’s age increases. However, although the car insurance rate decreases as the driver’s age increases, vehicle owners and drivers of Scranton should expect slight increases in the price of their auto insurance premiums as they shift from the 60s age range to the 70s age range.

Moreover, we can note that drivers of Scranton experience the biggest price change in their auto insurance premiums when they are shifting from the teenage age range to the 20s age range since the price decreases by about $2696.

Therefore, vehicle owners of Scranton city can get cheap rates of auto insurance by choosing the age range that has the cheapest car insurance rate. Network insurance will assist you choose the right family member to register on your car insurance policy to ensure that you get the cheapest auto insurance rate in Scranton.

MINIMUM CAR INSURANCE REQUIREMENT IN Scranton

Insurance type Study limits
Uninsured motorist coverage $30,000/accident or $15,000/person
Property damage $50000/accident
Bodily injury liability $30,000/accident or $15,000/person

The minimum car insurance requirements in Scranton includes the coverage of bodily injury liability of $15,000 for one person or $30,000 in every accident and the coverage of property damage of $5,000 in each accident. We therefore recommend that you get the best possible car insurance policy through the cheapest cost possible. Luckily, this is specifically what Network insurance does for you. Contact us and we’ll find you a cheap car insurance company based on your exact Zip code.

Top car insurance agents in Scranton

Bartal Insurance

433 Green Ridge St, Scranton, PA 18509, United States

bartalinsurance.com

A2Z Insurance Agency

401 Ravine St, Scranton, PA 18508, United States

a2zins.net

Allstate Insurance: Scott Van Etten

1315 Pittston Ave, Scranton, PA 18505, United States

agents.allstate.com

Allstate Insurance: Mary Theresa Backus

 1315 Pittston Ave, Scranton, PA 18505, United States

agents.allstate.com

Northeast Insurance and Financial Consultants

10 Meadow Ave, Scranton, PA 18505, United States

nifcins.com

Allstate Insurance: Earl G. Siegfried

505 Scranton Carbondale Hwy, Scranton, PA 18508, United States

agents.allstate.com

Chamberlin-reinheimer Insurance

 215 Wyoming Ave, Scranton, PA 18503, United States

insuranceagency.com

Gary A Dibileo Agency: Nationwide Insurance

302 S Main Ave, Scranton, PA 18504, United States

agency.nationwide.com

Scranton PA DEMOGRAPHY

About Scranton

  • Population 121,433 (2018)
  • Population Density 3,028.81/sq mi
  • Latitude 41.4045083
  • Longitude -75.7319735
  • Land Area 65.55 km2
  • Area code 570 and 272