Lancaster Car Insurance Information
Lancaster city stands at position 52 in the list with Pennsylvania’s cities that have the most costly auto insurance rates. Vehicle owners in Lancaster pay about $165 less than the auto insurance average of Pennsylvania State. Additionally, they pay $589 more than the nation’s auto insurance average. The annual auto insurance average of Lancaster city is $1,489 while the annual auto insurance average of the country is about $900. This gives a clear indication that it is important to shop for a few auto insurance quotes before purchasing an auto insurance policy. The table displayed below shows the average cost of car insurance in Lancaster, Pennsylvania as well as the country’s average.
CHEAPEST CAR INSURANCE COMPANIES IN Lancaster
We compared auto insurance rates of various companies in Lancaster so that we could identify the company that provided the cheapest auto insurance rates. Car insurance varies based on either the sex or the age of the driver. However, the biggest factor that affects the costs of auto insurance is the variability of the insurance companies’ quotes.
For example, in Lancaster city, the firm with the highest auto insurance quote was Auto owners with a rate of $1140 while the firm with the cheapest auto insurance quote was Erie and General Casualty having tied at $978. The annual composite car insurance premium of those three insurers was about $1000/ year that is $662 or 40% less as compared to the typical auto insurance company that was charged to our benchmark vehicle owners as well as drivers of Lancaster City. In order to makes things much easier for you, we’ve highlighted the 5 cheapest car insurance companies of Lancaster and they annual auto insurance rates in the below table.
| Rate | Car Insurance Company | Annual Insurance Rate |
|---|---|---|
| 1 | Auto Owners | $1,140 |
| 2 | Atlantic States | $1,128 |
| 3 | Harleysville | $1,104 |
| 4 | General Casualty | $948 |
| 5 | Erie | $948 |
Lancaster Car Insurance Rate by Zip Code
The above table has data that compares how the rate of car insurance in Lancaster city change across various zip codes. We’re trying to show how the rate of car insurance tend to change as one moves from one zip code to another. For instance, in Lancaster City, the average auto insurance ate for a 30 year old male driver is approximately $2241 at 17611 zip code. On the other hand, the average auto insurance ate for a 30 year old male driver is approximately $2944 at 17699 zip code. Therefore, we can clearly note that there is a price increase of $703/ year when one moves from one zip code to another in Lancaster City. It’s therefore important to select the appropriate zip code when purchasing car insurance policies in Lancaster. This will help you obtain the cheapest auto insurance rates in this city. Luckily, Network car insurance will certainly do this for you. We’ll help you choose the right zip code when you’re purchasing an insurance policy for your car so as to ensure that you obtain cheap auto insurance in Lancaster.
| Zip Code | Lowest Possible insurance Rate | Average rate | Highest Possible Insurance Rate |
|---|---|---|---|
| 17607 | $1038 | $2579 | $4986 |
| 17699 | $1256 | $2944 | $6089 |
| 17608 | $833 | $2767 | $5894 |
| 17622 | $1151 | $2864 | $5337 |
| 17603 | $833 | $2840 | $5804 |
| 17611 | $888 | $2241 | $4755 |
| 17601 | $931 | $2448 | $5057 |
| 17573 | $833 | $2831 | $5614 |
Lancaster CAR INSURANCE RATES BY AGE
| Age | Average Annual Rates |
|---|---|
| 70s | $1,612 |
| 60s | $1,350 |
| 50s | $1,308 |
| 40s | $1,427 |
| 30s | $1,488 |
| 20s | $1,945 |
| Teenagers | $4,419 |
The data in the table below consists of various auto insurances rates of different age groups in Lancaster City. We’re trying to explain how the driver’s age tends to affect car insurance rates. In Lancaster for instance, the average auto insurance rate for a twenty year old driver is $1,945 while the, the average auto insurance rate for a thirty year old driver decreases to $1,488. This gives us a clear indication that an increase in the age of the driver results into a decrease in their auto insurance rate. Nevertheless, despite the fact that an increase in the driver’s age results into a decrease in the car insurance rate, Lancaster’s car owners should expect a slight price increase in their auto insurance rate once they move from the age range of 60s to their 70s.
Additionally, drivers of Lancaster City experience a major decrease in the car insurance premiums when they’re moving from the teenage age group to their 20s as they pay approximately $2696 less. Therefore, car owners of Lancaster city can obtain cheap auto insurance rates by considering the age group with the cheapest rate of auto insurance. Network insurance will assist you choose the right family member to register on your car insurance policy to ensure that you get the cheapest auto insurance rate in Lancaster.
